* City (where is the home located?
* Type of loan
* Have you owned a home in the last 3 years?
* Approximate Loan Amount
* How is your credit?
* Amount of down payment (if any)
* If buying, have you found a home yet?
* The home will be used for?
* Gross annual income
* Bankruptcy in the last 2 years?
* Your employment status
* Name
* Email
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How Do I Fix Bad Credit and Raise My Credit Score?

Keep in mind that "fixing" bad credit isn't a fast event.  Normally it's a process. You don't get bad credit overnight and you don't fix it overnight either.

There are two ways to get your credit repaired and raise your credit score.

1 - Do it yourself

Advantage: you won't have out of pocket expenses charge by companies to fix your credit.

Disadvantage: Almost always it will take more time and it;s frutrating when credit bureaus seem to ignore your request. Most people stop after 1 or 2 disputes and don't get the problems resolved. 

2 - Hire someone to do it.

Advantage: Less frustrating as somone else handles it all for you.  Usually results happen much faster.

Disadvantage: You will need to pay for it.

Want to know how to fix it yourself? Next

Next > Fixing Your Credit
[Bad Credit] [Credit Repair] [Fix Credit Yourself] [Know What to Fix] [Option for the Fix] [Quick Guide to Disputes] [Steps to Dispute] [Credit Letter Format] [Sample Letters] [Credit Bureau Contact Info]
Information provided by Lexington Law
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Loan Officer
with Citywide Home Loans, a Utah Corp. and its licensors. NMLS#67180. Regulated by the Division of Real Estate. NMLS#67180.

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