See Our Five Star Reviews

REAL PEOPLE. REAL RESULTS.

If you are looking for an un-biased, honest Utah mortgage and home financing advisor, look no further. We provide the best quality mortgage & home financing options with low interest rates!

See Our Five Star Reviews

REAL PEOPLE. REAL RESULTS.

If you are looking for an un-biased, honest Utah mortgage and home financing advisor, look no further. We provide the best quality mortgage & home financing options with low interest rates!

WHY CHOOSE US?

Ron has been in the mortgage business for 25 years and his team adds another 100 years combined. This means you are getting the absolute best, knowledgeable & experienced help with your home financing needs. We strive to provide you with a “wow” experience so that you will want to refer your friends and family to us knowing that we provide you with VIP service you expect, on-time closings with competitive interest rates.

OFFICE HOURS

Monday – Friday

8am – 6pm

Weekends and after hours by appointment

recent articles

How Much of a House Payment Will I Qualify For?

Many loan programs may allow you to qualify for home financing with a higher debt ratio that what is calculated from this sheet. Other factors such as credit, down payment, reserves (money in the bank) and other factors may also affect how much of a mortgage you will...

Documents That Are Needed for Mortgage Financing

* Pay stubs - most current 30 days. It's possible that we may ask for updated pay stubs before closing. * Checking & savings statements - most current 2 months. I need all the pages even if they are blank. If your statement says page 1 of 7, I need all 7 pages. *...

What Can I Do With Bad Credit and How Do I Fix It?

The answer to that question is; it depends. What is on your credit? How long ago? What is your credit score? I'll answer those questions but first let's look at how long certain events will prevent you from buying a home: Chapter 7 Bankruptcy: You can buy a home after...

How Long You Need to Wait After Bankruptcy, Short Sale, Foreclosure to Buy A Home Again

2016 How Long You Need to Wait After Bankruptcy, Short Sale, Foreclosure to Buy A Home Again 2016 FHA Guidelines • Bankruptcy - You may apply for a FHA insured loan after your bankruptcy has been discharged for two (2) years with a Chapter 7 Bankruptcy. You may apply...

What is a USDA Rural Housing Loan?

What is a USDA Rural Housing Loan? USDA Home Loans provide No Money Down financing for a home purchase or Home refinance. USDA rural housing loans are guaranteed by the USDA. There are many qualifying factors for a USDA home loan, things such as income limits and loan...

Home Loans for Police Officers

Home Loans for Police Officers Good Neighbor Next Door Government Grant First - In honor of my dad who served on the Los Angeles County Sherrifs Dept and retired after 20 years of service with them, I know that Police Officers do not get the respect nor the pay they...

Good Neighbor Next Door Government Grant

HUD has combined the Teacher Next Door, Cop Next Door, Firefighter Next and Doctor Next Door into one program now called the Good Neighbor Next Door. Here is how the Good Neighbor Next Door home buying grant program works: Law enforcement officers, pre-Kindergarten...

Construction FAQ

1. What is a construction loan? Is a short term loan used to pay for the construction of a project such as a residential home 2. How does a construction loan work? It acts like a large line of credit. Proceeds are disbursed gradually as work progresses on the project....

Utah Construction Loan

A construction home loan in Utah is a short term loan used to pay for the construction of a residential home. (there's a difference when it comes to buiilding a commercial property vs. building a home). Basically, a construction home loan acts like a large line of...

Zero Down and No Money Down Home Home Buyer Programs

Saving for a down payment should be no reason you put your dreams on hold. With a No Money Down mortgage programs, the amount of loan you can qualify for is determined by your ability to make your monthly payments rather than how large a down payment you’ve saved....

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Copyright © 2018. Ron Pippin.
Ronald Pippin NMLS #218333
Citywide Home Loans NMLS #67180, Idaho #MBL-4515 / Equal Housing Lender / llinois Residential Mortgage Licensee

Citywide Home Loans is licenses in Texas as City Wide Funding Corp.

License By: Nevada Dept. of Business & Industry/Mortgage Lending Divisio
Corporate License Number: 3857
Division of Mortgage Lending

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